I understand, CC can charge off and show Derogatory in the Condition. But I am not thinking a Collection can.
They are on all 3 ..TU & EX are up in collection area and look ok. Here is EQ
Looks acceptable to me.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
But when I pull up the specs on it , they show :
I didnt think a Collection Agency was allowed to report a Balance due & Past Due. Only the OC can do that.
The others they have on TU & EX dont show a Past Due
Sure they can post a balance due. They just can't show "MONTHLY" derogs. Which they aren't.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.