11-18-2010 05:49 PM
Welcome to the forums.
I noticed you seem to be having some trouble posting. It is possible to edit your own post if you have posted an incomplete message. To edit your post, go to the post. To the right you'll see "Options." Click on "Options" and select "Edit Message" from the drop-down menu. If you have accidentally posted a duplicate message, you can use the “Report Abuse to a Moderator” link to asking the moderation team to remove one for you. To find this link, go to the duplicate post, click on "Options," then select "Report Abuse to a Moderator" from the drop-down menu. If you need any help with anything, let me know.
--marinevietvet, myFICO moderator
11-18-2010 06:42 PM
11-18-2010 06:45 PM
Thanks marinevietvet for noticing. Had trouble posting on iPad until I clicked on HTML instead of Rich text and viola it worked. Now to my issue, sent an email PFD to collection agency(original creditor sold the debt CA) got an email back agreeing to delete for full payment. I replied requesting a signed letterhead which I got as an attachment. Should I go ahead and send them a cashiers check. Also a while back I mailed them a certified DV twice and never got an answer back, plus am disputing this debt with three CRA. Is it wise to wait or better settle while I can?
Their e-mail should be sufficient. Make sure you save it with full headers.
11-18-2010 06:56 PM
Header got full CA name and the account #. Only worry is these guys use fake names all the time like Adam Smith is it still legally binding
By headers I mean the technical part of the e-mail that contains the senders IP address and the routing of the e-mail through various servers.
In any event, it should be a binding contract based on what you have posted.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO