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Is It Worth It?

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Anonymous
Not applicable

Is It Worth It?

 I have collections in my credit report that was included in my BK, is it worth it or do any affects to my score if i do a goodwill letter asking for deletions for the paid collections?

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Is It Worth It?

BUMP.

Message 2 of 5
llecs
Moderator Emeritus

Re: Is It Worth It?

I'd send a GW if included in BK.

 

ETA....it could improve your score if removed.

Message 3 of 5
Anonymous
Not applicable

Re: Is It Worth It?

 

 

   Well ive called the collection agency to make an agreement, if they'l delete the paid collections in my CR that i would fulfill my debt that was included in my chapter 7 BK.  They said the best they can do is put it as paid (I smell BS), i told em that do me no good in paying then. And in the court of law they couldnt collect if included in a BK. They denied my offer. They left me my only option, wait for it to fall off my CR Smiley Sad

Message 4 of 5
llecs
Moderator Emeritus

Re: Is It Worth It?

I'm not up with BK rules, but it's very possible they have to delete if included in BK. While traffic there is a lot less, there are folks there know know BKs. If you want I can move it to the Bankruptcy board. Just say the word.

Message 5 of 5
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