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I have collections in my credit report that was included in my BK, is it worth it or do any affects to my score if i do a goodwill letter asking for deletions for the paid collections?
BUMP.
I'd send a GW if included in BK.
ETA....it could improve your score if removed.
Well ive called the collection agency to make an agreement, if they'l delete the paid collections in my CR that i would fulfill my debt that was included in my chapter 7 BK. They said the best they can do is put it as paid (I smell BS), i told em that do me no good in paying then. And in the court of law they couldnt collect if included in a BK. They denied my offer. They left me my only option, wait for it to fall off my CR
I'm not up with BK rules, but it's very possible they have to delete if included in BK. While traffic there is a lot less, there are folks there know know BKs. If you want I can move it to the Bankruptcy board. Just say the word.