@RobertEG wrote:
As you point out, there are numerous legal issues as to your potential responsibilty for utility company property that is on your property.
Perhaps not being a customer would be relevant, or perhaps it would not. The laws of your jurisdiction and the facts of the case require intepretation.
I dont see how the FTC would have jurisdiction to resolve those legal issues based on the fact that they reported the alleged debt to a consumer reporting agency.
In my opinion, you have a legal issue that requires a decision by a court.
I dont see any "illegality" by their asserting your responsibilty. It's a civil matter that you can bring before the court for resolution.
If the debt is found not to be legitimate, then the credit reporting would require deletion.
Because it is fraud. Just because the box is on their property does not make them responsible for whatever happened. Then to have a collections placed on your CR because the OC said you were responsible just because.
It is a case of fraud as far as credit reporting. And I would pursue it as one.
I would also take the OC to court for what they did.
