When I started my credit repair last year, my score was in the mid 500's. Today my Transunion is a 679, but my FICO transunion is a 638. 41 point difference. So is that your transunion or your FICO transunion? They vary greatly! If that is your FICO transunion that is a good score, but if it is just your transunion, then your FICO score is probably lower.
I checked it on here in the beginning and it was very close. I am going to try to get more points too. I am stuck with the 4 collections till I can afford the PFD. Once I get the money for that it should be okay. Right now I am paying down credit card and each month I make an ontime payment on my car it seems the points go up like 4 points. Plus I have some inquiries coming offf. I got 65 points this month on TU, almost 50 on Experian and 15 on equifax. They hate me tho.
What are your plans to raise your score?
Is the score on here always different thatn what TU offers?
LoveGoodCredit wrote:I checked it on here in the beginning and it was very close. I am going to try to get more points too. I am stuck with the 4 collections till I can afford the PFD. Once I get the money for that it should be okay. Right now I am paying down credit card and each month I make an ontime payment on my car it seems the points go up like 4 points. Plus I have some inquiries coming offf. I got 65 points this month on TU, almost 50 on Experian and 15 on equifax. They hate me tho.
What are your plans to raise your score?
Is the score on here always different thatn what TU offers?
That's awesome!!!! Don't worry about EX, they hate me too. Keep cleaning those CRs!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
masscredit wrote:Should there be a difference between the FICO TU score viewed here and the TU score viewed through Walmart's site? I believe they are both FICO scores.
Yes, they are both FICOS but they are different FICOs. Different scoring models.
Starting Score: 504Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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