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Shogun
Posts: 12,890
Registered: ‎04-15-2011

Re: Is Transunion 644 a good credit score?

The FICO you get from here is a FICO98.  The one from Walmart is a FICO08.   It depends on which one the creditor pulls.  There are many different reasons.  There a mortgage pulls, auto enhanced pulls and credit card enhanced pulls.  I can't tell you which one is more relevant for which creditor.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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