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Is getting a judgement off your credit possible?

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HailtotheVictors79
Contributor

Is getting a judgement off your credit possible?

Is it possible for the plaintiffs attorneys to get a judgment off of your credit report? Or once it goes to the court and becomes a public record then it's there until it falls off?

Message 1 of 8
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itgirl74
Frequent Contributor

Re: Is getting a judgement off your credit possible?

When the debt is paid, the plaintiff's attorney must file a Satisfaction of Judgment with the court. In some states, a judgment can be vacated on the grounds that it has been satisfied. If that is allowed in your state, you can send the court documents showing the judgment was vacated to the CRAs and they will delete it.

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Message 2 of 8
Outdoorstech1
Frequent Contributor

Re: Is getting a judgement off your credit possible?

I have a Paid/Satusfied Judgement on my CR. Filed on 6-13-2012 Paid on 4-18-2013. 

Estimated month and year that this item will be removed: 05/2019 

 

Where can find a law in the state of Connecticut to see if the judgment can be vacated on the grounds that it has been satisfied & get it removed from my CR?

Message 3 of 8
undrtkr65
Frequent Contributor

Re: Is getting a judgement off your credit possible?

hey it is poosible i just disputed with equifax and it was deleted within 20 days. I'm going to try to dispute with the transunion and experian now. good luck

Message 4 of 8
gdale6
Moderator Emeritus

Re: Is getting a judgement off your credit possible?


@Outdoorstech1 wrote:

I have a Paid/Satusfied Judgement on my CR. Filed on 6-13-2012 Paid on 4-18-2013. 

Estimated month and year that this item will be removed: 05/2019 

 

Where can find a law in the state of Connecticut to see if the judgment can be vacated on the grounds that it has been satisfied & get it removed from my CR?


All you want to know on CT judgments:   http://www.jud.ct.gov/lawlib/law/defaultjudgment.htm

 

Motion to open the judgment:   http://www.jud.ct.gov/webforms/forms/cv051.pdf

 

On the motion to open the judgment the box that has these words,"I request that the judgment in the case named above be opened because:"       I am asking that this judgment be re-opened for the purpose of vacating it as I have satisfied and paid it in full... or something to these words and reason. Good luck Smiley Happy

Message 5 of 8
CCspoiledbrat1
Valued Member

Re: Is getting a judgement off your credit possible?

Yes, you can get this removed. Go to the court and ask for a motion to vacate. 


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Message 6 of 8
Outdoorstech1
Frequent Contributor

Re: Is getting a judgement off your credit possible?

Awesome, thanks. I'll have to find the original paperwork then to correctly fill out everything on the form. 

Message 7 of 8
Outdoorstech1
Frequent Contributor

Re: Is getting a judgement off your credit possible?

UNDRTKR65   what did you do to have it removed? Did you just file a dispute and that was it? Did oyu have to fill any forms out for the courts?

Message 8 of 8
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