+1 The exclusion date set by the DOFD from the OC. The date it was assigned/sold to the CA doesn't matter. The excusion of the TL from your CR due to it passing the CRTP is done by the CRA. It is 7 years + 180 days from the DOFD, however many of the TLs are deleted within the 7 year time frame.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
