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@rprisco wrote:
In my case yes
What exactly does that mean? I ask because I have a collection account listed in the other section of my credit report and it list the debt-to-credit ratio at 100%.
Mine is listed in the "Other" section. The creditor classification is listed as banking (CO Capital One card) and the loan type is a debt buyer account. Mine is paid off and reporting 0%
@Anonymous wrote:Mine is listed in the "Other" section. The creditor classification is listed as banking (CO Capital One card) and the loan type is a debt buyer account. Mine is paid off and reporting 0%
So where you able to get it removed due to the fact it was not reporting in the collection section of your report?
I haven't tried disputing it for that reason, at this point I don't want to poke the bear when I want to get a mortgage approval and need to improve my EQ score. I paid off my last official collection, so I am hoping that I will get a good boost for that reason. Once all is hopefully settled, I will probably try disputing it again.
@Anonymous wrote:I haven't tried disputing it for that reason, at this point I don't want to poke the bear when I want to get a mortgage approval and need to improve my EQ score. I paid off my last official collection, so I am hoping that I will get a good boost for that reason. Once all is hopefully settled, I will probably try disputing it again.
Thanks for the insight and good luck on your mortgage approval.