IMO you got another dumper yesterday... Apping with high utilization and baddies about to fall off... crazy
$300 limit - 24.99% - 3HP's - new account reporting.
I try to make it a rule not to app until I report perfect utilization. makes for better limits / APR, It also makes it worth the score hit I get when the accounts report (and HP's). I investigate 1 to 3 cards I want while waiting for everything to report (and score to rise). I usually time it with a major vacation, purchase or med bill to easily pick up the bonuses. I try to have the $$ ready to pay most or all of the sign-up bonus amount to avoid paying interest. Then I lay low for 6 months and do it again.
Banks love lending you $ when you don't need it (low utilization after heavy use)... Planning your apps is very rewarding.
oh well, I guess everyone has to go through it... congrats :]
