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Is settled better then a delenquent balance or should I leave it alone

Valued Member

Re: Is settled better then a delenquent balance or should I leave it alone

Darn, and I just bought a new car three weeks ago Smiley Sad Ughhh wish I had of know this. Guess I can hold off for 6 mon and try to refi. APR sucked at 16.9% OUCH

Established Member

Re: Is settled better then a delenquent balance or should I leave it alone

Its almost impossible to refi because most are upside down for a bit. You'll just know for future reference Smiley Happy
Valued Member

Re: Is settled better then a delenquent balance or should I leave it alone

My car was actually bluebooked at 12k. I purchased it for 9k so i should be good right. It was a used car.

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Established Member

Re: Is settled better then a delenquent balance or should I leave it alone

Oh yeah definitely. Ive heard send the payments bi-weekly can really cut down on the interest Smiley Happy