Reply
Established Member
Posts: 43
Registered: ‎04-26-2012
0

Re: Is settled better then a delenquent balance or should I leave it alone

Darn, and I just bought a new car three weeks ago Smiley Sad Ughhh wish I had of know this. Guess I can hold off for 6 mon and try to refi. APR sucked at 16.9% OUCH

Established Member
Posts: 74
Registered: ‎07-10-2012
0

Re: Is settled better then a delenquent balance or should I leave it alone

Its almost impossible to refi because most are upside down for a bit. You'll just know for future reference Smiley Happy
Established Member
Posts: 43
Registered: ‎04-26-2012
0

Re: Is settled better then a delenquent balance or should I leave it alone

My car was actually bluebooked at 12k. I purchased it for 9k so i should be good right. It was a used car.

Established Member
Posts: 74
Registered: ‎07-10-2012
0

Re: Is settled better then a delenquent balance or should I leave it alone

Oh yeah definitely. Ive heard send the payments bi-weekly can really cut down on the interest Smiley Happy
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.