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I'm a little confused on my last baddie on my report. I've cleaned up my reports a lot but am wondering if this is reporting correctly? This is the OC reporting this way, and I have called to try to PFD but they say they no longer own the debt. They report 'C/O' (charge off) every month and increase the past due balance by $38. Is this correct reporting and how should I go about taking care of this? I'd like to take care of it somehow even if I have to PIF, but they say they do not own the debt and couldn't tell me who it was sold to as they don't have my account in the system anymore.
I will tell you they cant be updating a balance very month if they sold it, the balance would have to be reported as 0. There may also be comments of sold/transferred to another lender. If they insist they have sold it and show a balance file a CFPB complaint. In your posting of the debt there is no balance section that I saw and if its the max delinq they are updating with bigger balance every month that is a no no to for a sold account.