Is this a stinking joke!

[Shellie]

Just got a SW alert and this is what it told me:  (score fell 2 pts)

1 of your previously dormant accounts reported recent activity

Comenity Bank/MAURICES (XXXXXX) Recent activity detected: 6/1/2014 Show/Hide Details

Account opened: 5/2013 Description: Charge Amount in H/C column is credit limit   Previously reported Newly reported Date of last activity: 2/1/2014 6/1/2014 You received this alert because there is new activity on this account that was inactive for more than months. You can change the settings for this kind of alert here.

[kjel]

It's not uncommon. I have a couple of cards that I only use a few times a year. One charges a small annual fee and it reported a $39 balance last month after being at $0 for a few months. I got the same exact ScoreWatch alert you did except my score went up +2 points. It may or may not have been related to the card showing a balance given everything else on my reports. It's very maddening!

[Shellie]

very

[fishbjc]

Yep, I lost SIX points on a card that reported this way.....has been closed with zero activity for over two years!

[fishbjc]

And NOBODY is laughing!

[Shellie]

I'm certainly not laughing!  I know 2 pts is 2 pts but its still 2pts...in the wrong direction!  

[srchick]

Exact same scenario happened to me month before last on a dormant Dillards acct.  I paid it off by the next billing cycle, and my 10 points were restored. Maddening!