Credit Cards Center Credit cards from our partners
New Contributor
Posts: 69
Registered: ‎10-13-2012

Is this correct reporting **bleep**

Closed Accounts

Account NameAccount NumberDate OpenedBalanceDate Reported Date of last reported update.Past DueStatus Condition of account when last updated by creditor or otherwise.Credit Limit

XXXXXXX0XXXX 10/10/2007 $0   08/10/2012  CHARGE-OFF$300   
**bleep**XXXXXX97827XXXX 04/09/2009  09/09/2012  INCLUDED IN BANKRUPTCY 
**bleep**603707XXXX 08/29/2008  09/09/2012  INCLUDED IN BANKRUPTCY 

301229XXXX 11/19/2007  07/19/2012  INCLUDED IN BANKRUPTCY 

01XXXX 09/10/2008 $0   08/10/2012  CHARGE-OFF$675   


All were included in my chapter 7 that was discharged back in May so is this reporting correctly? Any help is appreciated

Starting Score: 467
Current Score: 661
Goal Score: 795

Take the FICO Fitness Challenge

Post BK Wallet: Target VISA $10,000 (AU) | NFCU Credit Card $5,000| Walmart $1100| Cap One Platinum $3000 | Amazon $1150 | Discover It Card $500 | Cap One Secured $500 | PayPal Smart Connect $500 | Lane Bryant $1130| Dressbarn $750 |NY & Company $250| Victoria's Secret $250 | Target Store Charge $200 |Capital One Auto Finance
Epic Contributor
Posts: 22,493
Registered: ‎03-19-2007

Re: Is this correct reporting **bleep**


BK discharges the debt, and thus requires the creditor to update their reporting to reflect $0 debt balance.

However, BK does not discharge the **bleep**

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.