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Is this correct reporting **bleep**

New Contributor

Is this correct reporting **bleep**

Closed Accounts

 
Account NameAccount NumberDate OpenedBalanceDate Reported Date of last reported update.Past DueStatus Condition of account when last updated by creditor or otherwise.Credit Limit
CREDIT ONE BANK  

XXXXXXX0XXXX 10/10/2007 $0   08/10/2012  CHARGE-OFF$300   
**bleep**XXXXXX97827XXXX 04/09/2009  09/09/2012  INCLUDED IN BANKRUPTCY 
**bleep**603707XXXX 08/29/2008  09/09/2012  INCLUDED IN BANKRUPTCY 
ICUL SERVICE CORPORA  

301229XXXX 11/19/2007  07/19/2012  INCLUDED IN BANKRUPTCY 
META BANK  

01XXXX 09/10/2008 $0   08/10/2012  CHARGE-OFF$675   

 

All were included in my chapter 7 that was discharged back in May so is this reporting correctly? Any help is appreciated


Starting Score: 467
Current Score: 661
Goal Score: 795


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1 REPLY
Community Leader
Epic Contributor

Re: Is this correct reporting **bleep**

Yes..

BK discharges the debt, and thus requires the creditor to update their reporting to reflect $0 debt balance.

However, BK does not discharge the **bleep**