Rebuilding Your Credit

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New Contributor
DonMzBhavin
Posts: 66
Registered: ‎10-13-2012

Is this correct reporting **bleep**

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‎11-08-2012 02:26 AM

Closed Accounts

 
Account NameAccount NumberDate OpenedBalanceDate Reported Date of last reported update.Past DueStatus Condition of account when last updated by creditor or otherwise.Credit Limit
CREDIT ONE BANK  

XXXXXXX0XXXX 10/10/2007 $0   08/10/2012  CHARGE-OFF$300   
**bleep**XXXXXX97827XXXX 04/09/2009  09/09/2012  INCLUDED IN BANKRUPTCY 
**bleep**603707XXXX 08/29/2008  09/09/2012  INCLUDED IN BANKRUPTCY 
ICUL SERVICE CORPORA  

301229XXXX 11/19/2007  07/19/2012  INCLUDED IN BANKRUPTCY 
META BANK  

01XXXX 09/10/2008 $0   08/10/2012  CHARGE-OFF$675   

 

All were included in my chapter 7 that was discharged back in May so is this reporting correctly? Any help is appreciated

Starting Score: 467
Current Score: 661
Goal Score: 721

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Post BK Wallet: Target $10,000 (AU) | Cap One Secured $500 | Cap One Platinum $1000 | NY & Company $250 | Lane Bryant $150 | Victoria's Secret $250 | Capital One Auto Finance (Can't wait to REFI!!!)
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Mega Contributor
RobertEG
Posts: 14,581
Registered: ‎03-19-2007

Re: Is this correct reporting **bleep**

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‎11-08-2012 04:12 AM

Yes..

BK discharges the debt, and thus requires the creditor to update their reporting to reflect $0 debt balance.

However, BK does not discharge the **bleep**

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