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Hi, i have a TL that is reporting the date of last payment the same as the date of 1st delinquency.How can that be,it looks contradictory to me,please enlight me.
Then on TU i have the same TL showing that the date of last payment is 11/12/2006 and on their response to my 623 dispute they stated that the date of my last payment was July 2006.Are they in violation of the FCRA? If so,how can i get them to correct or remove? Thanks
Actually, this (to me anyway) would be the optimal situation.
I have a repo that SHOULD reflect a DoFD of 9/2007; however, only TU shows that. The other CRs are showing it to be 5/2008. I'm not sure how I can fight it, because I know for certain that I never made another payment (to reage the account) after 9/2007.
So as it stands now, the repo will fall off TU, long before it falls off the other two CRs due to it reporting correctly and the others, not-so-much.
Bump for the start of the week. : )