10-31-2012 03:12 PM
or am I grasping at straws? I've pulled my 3 annuals and have been comparing the dates of an old but recently added collection. The account is from around 2009. I got the dunning dated March 29th and I PIF in less than 2 weeks.
There's a paragraph on the dunning that states..."if you fail to resolve this balance, this account many be reported to one or more national credit bureaus." I did, and it already had been. Trickery. Apparently they had been reporting on Ex since Dec '12. But, this also means that no dunning was sent within 5 days of their placing it on my credit report...
What to do...
10-31-2012 04:11 PM
10-31-2012 04:25 PM
I paid it quickly because it was a nominal amount and didn't feel it was worth the risk of a new collection hitting. Had I known they were already reporting, I would not have. Yet another reason for a good CMS.
Thanks for your input!
10-31-2012 08:47 PM
Get your GW printed up and get it in the mail. Good Luck!