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Is this reporting correct?

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Tay09
Regular Contributor

Is this reporting correct?

Below is how this account shows on my TU which I believe is correct, this is the rehab collection company that I am paying monthly for my student loan.  On my EX report they are reporting "KD" for every month that I make a payment.  Can they report KD?  

 

 

Status as of

Sep, 2012

Date opened [?]

Jan, 2012

Date of last activity [?]

Sep, 2012

Date closed [?]

Jun, 2012

Account number [?]

XXXXXXX

Loan type [?]

Student Loan

Largest past balance [?]

$15,504

Account Type [?]

Installment Account

Account holder [?]

Individual Account

Scheduled Payment Amount [?]

$295

Industry

Government

Descriptions [?]

  • Placed for collection

Contact Information [?]

XXXXXXX

        
  

Balance [?]

  
  

Current Status [?]

  
  

Past Due Amount [?]

  

$17,015

Collection account

$17,015

Seven year payment history [?]

30 days late

0 times

60 days late

0 times

90+ days late

0 times

Worst Delinquency [?]

None Reported

 

 

Message 1 of 5
4 REPLIES 4
Shogun
Moderator Emeritus

Re: Is this reporting correct?

They're reporting a KD when you're making the payments?   

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 5
Tay09
Regular Contributor

Re: Is this reporting correct?

Yes, I have been making payments since May 2012 and since May 2012 they have been reporting KD on EX, nothing was being reported before May 2012.

Message 3 of 5
Shogun
Moderator Emeritus

Re: Is this reporting correct?

Seems like they would post the KD if you "weren't" making payments.  I would contact them and ask them what it's about.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 5
Tay09
Regular Contributor

Re: Is this reporting correct?

You know I already called! lol.  The "super helpful" customer service lady responded with "I don't even know what KD is but we don't update reports"...whatever.  This TL is going to come off after my 9th payment so I will just wait it out. I have bigger fish to fry. Smiley Happy

Message 5 of 5
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