I checked my report today and all 4 of my collections have been deleted! I had the following collections reporting negatively each month:
●AFNI (1) PIF
●CAVALRY PORTFOLIO (2) Settled
●PORTFOLIO RECOVERY (1) PIF
°••°•Additionally, I also got a Chase charge-off from 2014 to report PAID IN FULL instead of "Settled for Less" by e-mailing the top execs. I also sent it by mail. This update caused a +13 score increase.
It did take 30 days from payment for all collections to be deleted. If anyone needs any "backdoor" e-mails, please feel free to inbox me.
Thank you to all who have helped me and all the advice I've gotten here. I'm so happy that I didn't sign up and pay a company to do this for me as I was able to do it all myself, as you all told me when I first signed up.
Since starting my "credit rebuilding journey" at the end of December 2017, my score has gone up approximately 150 points!
I paid my 4 collections and got them all deleted and also opened 4 credit cards-2 secured that report to all 3 bureaus each month and 2 unsecured cards. Also, I do the "AZEO" method each month that I learned about on here.
Again, it can be done! ❤Thank you to all!❤
