It's pretty bad when.....

[Azumi1]

A free service like credit karma updates before myfico does.  I paid a Cap 1 balance down from 44% to 30% uti. It updated on Equifax on the 21th, and  CK on the 24th, still waiting for it to show on myfico. Unless something like that doesn't warrant an increase in points. I have my settings to alert 4pts above my current score.  

[Shogun]

It's not a myFICO  vs  CK issue on the updating.  It's EQ and TU.  they can only display the info the CRAs have posted.

[Azumi1]

I thought equifax usually posted before transunion. 

[Shogun]

Some say so, some say different.  It seems different for everyone.

[jamie123]

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@Azumi1 wrote:

A free service like credit karma updates before myfico does.  I paid a Cap 1 balance down from 44% to 30% uti. It updated on Equifax on the 21th, and  CK on the 24th, still waiting for it to show on myfico. Unless something like that doesn't warrant an increase in points. I have my settings to alert 4pts above my current score.  

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You should have your settings set at your EXACT current score. MyFICO seems to work best that way. I don't know what your current score is, but let's say it was 667. Set the notification at EXACTLY 667. That way if your score moves off that number you are notified.

[Azumi1]

It's funny when I get alerts for account changes, etc it's usually the same day it's updated on equifax. Everything else....molasses.

[Azumi1]

So I broke down and bought a score report. It's showing the two new balances. Still no score increase, and I paid two accounts down from about 50% uti to 30%.  I'm just chomping at the bit. 14 points away from 700 club. Sorry, it's making me a lil crazy