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I have a collection on my EX stating the following:
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Status Details: This account is scheduled to continue on record until Dec 2012. This item was verified on Mar 2008 and remained unchanged.
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- Does this mean that if I buy my EX report end of Jan 2013 that this collection will no longer be there?
- Does this also mean that if it will no longer be factored in my FICO? i.e score boost?
@CS800 wrote:I have a collection on my EX stating the following:
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Status Details: This account is scheduled to continue on record until Dec 2012. This item was verified on Mar 2008 and remained unchanged.
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- Does this mean that if I buy my EX report end of Jan 2013 that this collection will no longer be there?
- Does this also mean that if it will no longer be factored in my FICO? i.e score boost?
It should be gone by then and you might get a score boost depending on what your credit profile looks like at that time.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Thanks Marine, I can't get the OC to delete it. Been trying for about 4 months. That item has been PIF since mid 2009.