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So I should expect those 2 collections to fall off TU the month that is listed on the TU CR and EQ and EX are the ones that fall off after 7 yrs + 180?
TU and EX have fall dates. Neither one uses the 180 days. I don't know why. There is nothing wrong with them removing early.
EQ uses the DoFD but still will likely remove at 7 years.
Thanks for the info!!! You've been a big help!! In the instance the items don't come off when they should, what action should I take?
If they do not come off when they should, by the end of the month, the following month you can dispute as obsolete.