Its happening! (ಠ_ಠ)

GoodCredBen · ‎06-13-2014

It is really happening.

I started my journey almost 3 years ago with MyFico, and i have to say ... bravo to all the people who have helped me, and to those who i have helped.....

I wanted to put something in the "Rebuilding Your Credit" forum since this is where it all began.

As of 7/2015 all of my baddies will be off and as long as i let everything age gracefully, i will comfortable be in the mid 700's...... i am thrilled to call myself part of this family....

Again, a round of applause and a pat on the back to all of you actually making the effort to better yourselves rather then wallowing in a pool of pity!

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.

xaiduz114 · ‎06-13-2014

Woohoo!! Hoping to be sitting in the 700s by the time we can get a house.

Good thing posting this here. It helps with motivation and encouragement Thank you! And congrats on all the progress you have made!

Starting Score: EQ 478 | EX N/A | TU 540 - 5/2014
Current Score: EQ 475 | EX 582 | TU 589
Goal Score: 700 by 5/2015 - My Credit Rebuilding Journey!

Cards I'm aiming to get:

spike69 · ‎06-13-2014

This is fantastic! Congrats on your rebuild!

myjourney · ‎06-13-2014

Congrats to you and Bravo for putting a positive message out there for others that it can be done

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Shogun · ‎06-13-2014

Awesome!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

GoodCredBen · ‎06-13-2014

it can be done!!! I am living proof, i looked back at my ScoreWatch history, and wow.... just wow..... started at 512.... and.... just wow *gets tears in eyes*

*Edit, saw 504 in shoguns signiture for starting score, and some how thought it was mine. lol

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.