I just received an automated phone call from JCP. I sent them a GW letter a couple weeks ago trying to get them to remove a charged-off account that was PIF. The automated message said they had received my request and would have it processed within 14 days. Does that mean that they are going to remove it or that someone is going to review the account?
Starting scores 2/27/12 TU 605 EX 576 EQ 560 Current scores lender pull 9/6/12 TU 663 EX 629 EQ 645 Closed on our first home 10/26/2012!
Probably just acknowledging receipt of the GW. Keep your fingers crossed though, you could get lucky!
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.