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we just bought a new car this weekend. Paid cash so no financing. But, it got me wonderitheir the JDB was similar to car dealerships. We made an excellent deal at the dealership because it was the end of the year!
we want to pfd 4-5 accounts and I'm wondering if we would have more success here at the end of year. What do you think? Anybody have experience with that?
I used to send several PFDs monthly over the course of a couple of years. IME, it didn't make a difference. Just be persistent. It's a numbers game.
@llecs wrote:I used to send several PFDs monthly over the course of a couple of years. IME, it didn't make a difference. Just be persistent. It's a numbers game.
+1
Try different approaches and contacts as well
-scott
A year ago I started with 7 collection accounts. All of them except one accepted a PFD. No matter how I approached it same answer no. I got all but one removed simply by paying the account in full then sending GW letter asking kindly to remove the tradeline. I think GW letter work more in favor then PFD letters. Just my 2 cents
@rootpooty wrote:A year ago I started with 7 collection accounts. All of them except one accepted a PFD. No matter how I approached it same answer no. I got all but one removed simply by paying the account in full then sending GW letter asking kindly to remove the tradeline. I think GW letter work more in favor then PFD letters. Just my 2 cents
Also agreed. I had 3 successful PFD and 13 successful GW after the fact
-scott
@jzsnow wrote:we just bought a new car this weekend. Paid cash so no financing. But, it got me wonderitheir the JDB was similar to car dealerships. We made an excellent deal at the dealership because it was the end of the year!
we want to pfd 4-5 accounts and I'm wondering if we would have more success here at the end of year. What do you think? Anybody have experience with that?
I doubt it.
I don't think it would make any difference to the time of the year, especially if that JDB is allowed to keep adding interest.