Up 5 points to 764! Happy Dance!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Nice job Repo! @jandj80 I got my report completely clean. I had a couple COs that I cleaned up and a late.
Starting Score: 504Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Well that is a heck of a jump Shogun. Kinda makes me sad though, we have more baddies than you did... so it is likely that we are approaching the top end of the spectrum. I have 2 medical collections left (are not going anywhere, I have tried it all), a paid judgement (attorney won't vacate) and our 06 BK7 that won't fall off until Jan 2016. There were a couple 30 day lates from 3+ years ago, and that is it for baddies left. I am guessing mid 600s will be the end of the road until those things age off. To be honest, I can live with that though. Staring at 400s was a harsh reality, so a 650 to me is golden. I am very happy with where I am now!!
The 30 day lates aren't hurting you anymore. The 2 collections and judgement are still affecting it some. I'd just make a note every couple of months to send a GW to them, maybe it will hit someone right one time. Also, have you researched their postings? Anything hinky?
Starting Score: 504Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
