01-11-2013 02:01 PM
Up 5 points to 764! Happy Dance!
01-11-2013 04:52 PM
01-11-2013 07:04 PM - edited 01-11-2013 07:11 PM
+10 to 644. Shogun, what happened in there where you got that huge jump? Wow!
01-11-2013 07:06 PM
Nice job Repo! @jandj80 I got my report completely clean. I had a couple COs that I cleaned up and a late.
01-11-2013 07:17 PM
Well that is a heck of a jump Shogun. Kinda makes me sad though, we have more baddies than you did... so it is likely that we are approaching the top end of the spectrum. I have 2 medical collections left (are not going anywhere, I have tried it all), a paid judgement (attorney won't vacate) and our 06 BK7 that won't fall off until Jan 2016. There were a couple 30 day lates from 3+ years ago, and that is it for baddies left. I am guessing mid 600s will be the end of the road until those things age off. To be honest, I can live with that though. Staring at 400s was a harsh reality, so a 650 to me is golden. I am very happy with where I am now!!
01-11-2013 07:26 PM
The 30 day lates aren't hurting you anymore. The 2 collections and judgement are still affecting it some. I'd just make a note every couple of months to send a GW to them, maybe it will hit someone right one time. Also, have you researched their postings? Anything hinky?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO