I have rebuilt my score from 518 to 667 over the past two years, I applied for a Jcpenney card and got denied. Does anyone know what their minimum is? I have only 2 accounts on my report that are bad- and they are both one 30 day late. No repossessions, bankruptcies, etc.
That's so weird. JCP was my first card after bk and I'm certain my scores were in the 500's back then when they gave me the card.
I think sometimes it helps to apply at the register vs. online. Maybe??
Welcome to the forums,
CC are not approved by credit scores alone.Your score maybe ok with JCPenneys,they may had an issue with employment,income.etc.
IME, I received a letter stating the reason why I was denied.
Some letters will give you a reason, while others tell you to pull your CR's.
Contact JC penneys and ask if they will reconsider, and if they says no, ask why.