10-01-2012 08:04 PM
Excuse my ignorance but could someone explain to me what the FTC ruling and it's relationship to the BBB? I have an account with them for an old Wachovia checking account.
10-02-2012 06:59 AM
@ Zach76..the FTC ruling was against Compucredit and Jefferson Capital regading credit cards ( Salute, Imagine, Aspire etc) from around 2006-2008. The BBB is more so for filing a complaint against their business practices...it is not directly related to the FTC ruling.
10-02-2012 11:17 AM
The FTC ruling was only regarding the credit cards that were distributed by Compucredit/Jefferson Credit during that time period. It wouldnt apply to a Wachovia bank account.
10-02-2012 09:32 PM
Thanks. How do I use the decision and the BBB to get then to delete the TL?
Ditto to the prior comments on the FTC. The BBB is only a consumer advocacy organization. They cannot force anyone to do anything. You can complain to the BBB about them, but that's all you can do with that path. Sometimes the pressure can lead them to move on, sometimes not. You'll need to get specific about your complaint (e.g. they didn't honor an agreement, charged money when they shouldn't have, you paid them and they said you didn't, etc.).
10-07-2012 04:58 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.