Thank you SOOOO much for this!! I filed with the BBB on Sunday, after finding this forum and reading this post, and Jefferson Capitol is deleting the CO from all 3 accounts! They showed that a payment had been made and I disputed the validity, since I had never paid them! So happy!! I'll follow up and let you know when they delete from the CR!
*****************************
On March 13, 2014, the business provided the following information:
March 13, 2014
Better Business Bureau
220 S River Ridge Circle
Burnsville, MN 55337
Jefferson Capital Systems, LLC
We are in receipt of your correspondence regarding the above-referenced account.
Jefferson Capital Systems, LLC, acquired the Card account and balance in June 2010. The account was not included in the 2008 FTC action referenced in his correspondence and the payment of $*** reflected on his credit bureau report is a payment made prior to our acquisition of the account. Although we disagree with the merits of his dispute, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from his credit bureau file. Please allow 30 days for the bureaus to update their records.
We appreciate the opportunity to be of service.
Sincerely,
Mrs. Smith
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Starting Score: 495 Oct 2013
