I settled a collection account with Jefferson capital early in the year. I called several times to try to get it deleted and got a few letters telling me they don't delete. Almost gave up and emailed them and got a letter a few days later telling me they are deleting my collection account! I have one more unpaid with them seeing if I can get the same results!
Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010) Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13) Goal Score: 700 Club for all 3 (2 out of 3 so far)