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What is wrong with this picture?!
This is telling me in my neg factors that this amex account is/was 120+ late. It was never late. In fact in the pmt history boxes, they are all green. In the pic itself it shows nothing for 30+ 60+ and 90+.
The account was closed by grantor and the % from the last pmt is what went into collections and was PIF.
Thoughts?
bottem line is that if it was sent to collections, it will show as 120+ late with SW....
The status that it shows is CO for any month right?
well SW reports CO as 120+ late every time i have seen it lol
No, this was not a CO. This was a paid internal collections to amex. never once was it late.
Fixed link in OP
hurm... if you pull from annualcreditreport.com, does it show it?
@BadCredBen wrote:hurm... if you pull from annualcreditreport.com, does it show it?
Can't pull from them until May.
@BadCredBen wrote:hurm... if you pull from annualcreditreport.com, does it show it?
My CR directly from EQ just states that it is a "paid collection; closed by grantor"
paid collection.
Plus, my FICO - bought form here, for EQ went from 636 to 619 and the only thing that occured were 2 HP for 2 CCs. Does that much of a drop sound about right for 2 HPs?
if you only had one or two, then yes, it can hurt pretty bad, as far as the actual points you will drop, is hard to tell.