I would really like to join PSECU but I don't want to be declined. I had tried to join several years ago and was declined due to credit. That was before I even had a clue as to what all was on my report. Now that I know where I stand I am wondering how tough it is to get in. From what I have heard they pull EX, which is good in my case except I have 1 collection that is showing on there as Unpaid and a judgment that should be coming off any day. Does anyone have any insight as to if I should wait or not? The other bad stuff on my report is from 08 which is 2 CO's from FP and a car repo.
