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2011--I had an apartment with an ex............I left, he stayed and broke the lease soon after. 2011
2012--Apartment complex won judgment for $2395 and sold the account to FCO who had a bill for $4350. Both on my CR.
2013--I paid FCO $3105 (settlement) and the judgment was satisfied, then vacated, about to be deleted from CR.
I attempted PFD, they refused, so I settled and have been sending GW letters ever since. As I typed the letter this evening, I was hoping I could get some insight from a forum member or two....I am including the court case info/outcome in the hopes that they will delete. But is there anything else I could do about the fact that it was a joint liability and I am the only party that paid anything?? I found the statement below on google:
Agencies should ensure that a compromise agreement with one debtor does not release the agency's claim against the remaining debtors. The amount of a compromise with one debtor shall not be considered a precedent or binding in determining the amount that will be required from other debtors jointly and severally liable on the claim.
I would just mention the fact that though you both were jointly liable, you settled the debt with them leaving the other party with no debt liabilty. Something along those lines.
I am wondering if they are trying to get the settlement difference from the EX.
Would that mean they couldn't remove TL from my report?
No, it should have nothing to do with it.