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Journal (Newbie)

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teeksmart73
Member

Re: Journal (Newbie)

Oh, I see.  I am not sure when it was last updated.  However, I did get my annual credit report in January.  I would rather wait until then to pull again, by that time, I will have more of my CO's paid off and my credit card usage will be lower.  Also, I think it is free.  If I wanted one now, won't I have to pay for it?

Message 11 of 14
teeksmart73
Member

Re: Journal (Newbie)

Hey Guiness,

I just wanted to add that I did purchase an updated score from Eq and got all three: here is what they said (which differs from Fico-Fico is actually lower)

Equifax

As of 08/05/2013

586

FAIR

TransUnion

As of 08/05/2013

574

FAIR

Experian

As of 08/05/2013

585

FAIR

How lenders see you
 

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Message 12 of 14
guiness56
Epic Contributor

Re: Journal (Newbie)

You can only get them once evey 12 months.  If you went to the CRAs individually, yes, you would have to pay.

 

I wouldn't bother with the scores from EQ since they are FAKOs.  Unless you use them just for educational purposes.

Message 13 of 14
teeksmart73
Member

Re: Journal (Newbie)

Thank Guiness,

That is what I thought. Thank you for all your advise.

Message 14 of 14
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