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Established Contributor
NikJ4
Posts: 660
Registered: ‎01-24-2008

Judgement Happy Dance...UPDATE 2/6/12

[ Edited ]

Ok, so I decided to check my Transunion to see what my score was even though it is not time due to pull. Well, I sent my MOV to all 3 bereau's a few weeks ago. Yippie, Happy Dance is being done because it is off my Credit Report for TransUnion. I still show it on my report for Experian as of today but will start with Round 2 of my letters since I know they can not verify the method because the courts are not verifying this info. My score didnt go up but I at least got that mess off my credit report. Hot dog!

:smileylol:

 

UPDATE.... 2/6/12- ALL THREE REPORTS HAVE REMOVED MY PAID JUDGEMENT....

I am doing the Cupid Shuffle in the office then the Boot Scoot Boogie....

 

Oh yeah! Its on like Popcorn! :smileyvery-happy:



Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
Valued Member
xkittyx
Posts: 25
Registered: ‎05-14-2008

Re: Judgement Happy Dance

Congratulations !  

 

I mean that with all sincerity. Im in the process of trying to start fighting removing 2 judgments,  and hope to share that new here one day too!! 

"It's never too late to become the
person you might have been."



Established Contributor
NikJ4
Posts: 660
Registered: ‎01-24-2008

Re: Judgement Happy Dance


xkittyx wrote:

Congratulations !  

 

I mean that with all sincerity. Im in the process of trying to start fighting removing 2 judgments,  and hope to share that new here one day too!! 



Good Luck to you.....



Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
Established Contributor
2NE1
Posts: 914
Registered: ‎12-06-2011

Re: Judgement Happy Dance


NikJ4 wrote:

Ok, so I decided to check my Transunion to see what my score was even though it is not time due to pull. Well, I sent my MOV to all 3 bereau's a few weeks ago. Yippie, Happy Dance is being done because it is off my Credit Report for TransUnion. I still show it on my report for Experian as of today but will start with Round 2 of my letters since I know they can not verify the method because the courts are not verifying this info. My score didnt go up but I at least got that mess off my credit report. Hot dog!

:smileylol:


Can you PM me or copy&paste in here the MOV letter sample you used? thanks! :smileyvery-happy: and congrats!

 


Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620 for starters! :smileyvery-happy:
Take the FICO Fitness Challenge! | Platinum Spade Garden Club Member - GC Challenge: App free since 7/2012
Established Contributor
NikJ4
Posts: 660
Registered: ‎01-24-2008

Re: Judgement Happy Dance

check your in box



Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
Regular Contributor
RussianPassion
Posts: 168
Registered: ‎08-03-2011

Re: Judgement Happy Dance

Grats! Did you see a jump in your scores?

 

Can I have that letter too please.

 

TIA!

Regular Contributor
daneatreia
Posts: 109
Registered: ‎11-22-2011

Re: Judgement Happy Dance

Can I have a copy of your MOV letter?


Starting Score: equifax 543myfico,experian (fako)634 quizzle, 605 walmart tu08
Current Score:equifax 649 myfico,experian 643 FICO (lender pull) , 651 walmart tu08, 650 Transunion 98 FICO (lender pull
Goal Score: 680 all three Dec 31 2012


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Established Contributor
hoping2rebuild
Posts: 905
Registered: ‎07-25-2008

Re: Judgement Happy Dance

Congrats :smileyvery-happy:


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011

Re: Judgement Happy Dance

That's Excellent Nik!!!

 

Best Of Luck with EQ and EX.

 

Keep us posted.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

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Frequent Contributor
shorrttyycm1
Posts: 392
Registered: ‎03-29-2011

Re: Judgement Happy Dance

Can you PLEASE PM me a copy of the letter too....Thnx in advance!  :smileyhappy:


Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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