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Judgement deleted??? but still showing up?

Established Member

Judgement deleted??? but still showing up?

So I disputed a judgement and got a reponse from equifax stating it was deleted. I eagerly awaited to see what this was going to my credit score..

I finally recieved a credit score alert, its stating it has just been updated... not sure how but still showing up...Called equifax and they confirmed it is no longer on my credit report.. thoughts???? why is it not taken off via the myfico score watch? my score only went up a couple of points..... Any thoughts are appreciated. Thanks!

Date -- TU -- EQ -- EX
6/4/10 -- 607 --576 -- ?
8/17/10 -645 --653- 653 (Lender Pulled all 3)
11/1/10 -655- -662 -- ?
3 REPLIES
Valued Contributor

Re: Judgement deleted??? but still showing up?

Two things:

ScoreWatch only updates new negative items, does not tell you when items fall off.

Since it's not direct from EQ, it can take a little bit longer to come off of a pulled report from EQ.


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


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Established Member

Re: Judgement deleted??? but still showing up?

 

thanks for the info!

wanted to update since many may wonder,,, deletion did occcur, it is off the report... still waiting on tu to investigate... but off the oher two. it raised my eq fico about 10 pts. unsure about ex.

Date -- TU -- EQ -- EX
6/4/10 -- 607 --576 -- ?
8/17/10 -645 --653- 653 (Lender Pulled all 3)
11/1/10 -655- -662 -- ?
Highlighted
Valued Member

Re: Judgement deleted??? but still showing up?

Just curious, how did you get the judgement deleted and how old was it??