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Hello, everybody! Just trying to get a hang of this credit cleaning up deal. So, I have a judgment back in 2012. I checked my credit karma this morning, and it fell off both trans union and equifax. I haven't paid for it or anything. My question is, can it reappear as sudden as it disappear?
Yup, mine fell off Experian for a few days, then reappeared.
Awww. Thanks. Just gotta take care of it. It's from 2012. Blah.
Public record information finds it way into consumer reports based on searches conducted by the CRAs or their commissioned vendors.
They are not "reported" in the standard sense.
They do periodic updates. Sometimes, searches can miss the info, and then later be picked up.
Yes, it is common for public record info that is still within its exclusion period to be removed and then reinserted.