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@Anonymous wrote:
So about a month ago my judgment disappeared from my experian report. I decided to dispute it on transunion and it was deleted. Now I'm trying Equifax. It should be deleted from that one as well correct? Fingers crossed.
Is this a paid or unpaid judgement?
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Judgments can report for 7 years from date of entry or until the first statuatory period of enfocement expires in your state. If it is removed it most likely has passed reportable time periods but it doesnt mean the judgment isnt still active most can be renewed in all states.
...or one CRA simply did not pick it up when they did their search of public record documents.
The results of a search of public record documents depends upon the depth of search and skill of the searcher.
Beng removed from one CRA when it is not at or near the exclusion period does not mean it is no longer in the public record and wont still be found by another CRA.