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What is your ability to pay, either in whole or in part?
You need to settle it and once its settled have the judgment vacated on grounds its been paid, would be good if the plaintiff did it so try and get that as part of your deal. You can check your states laws to see if you can do it yourself some states will allow it. Just dont contact them if you are not in a position to actually settle it. Good luck
I would suggest having a preliminary sit-down with your prospective mortgage lendor, and getting their advice on what will be required when you app for a mortgage.
Perhaps they will accept an agreed payment plan.
If satisfaction of the judgment is an absolute must, then perhaps a settlement for less offer to the judgment creditor.......
From my experience, the method I mentioned works 99% for default judgments. All it does is get them off your reports though, you should still eventually pay them...otherwise they can take your state income tax refund, attack your bank accounts, garnish your wages, etc.
@Seangar wrote:From my experience, the method I mentioned works 99% for default judgments. All it does is get them off your reports though, you should still eventually pay them...otherwise they can take your state income tax refund, attack your bank accounts, garnish your wages, etc.
And what would that method be? - there are no other comments from you in this thread...