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I had a judgement against me for an unpaid student loan, my wages were garnished and the debt was paid in full several years ago. Next month will be seven years since the judgement. My Question is what actions do I need to take to get it removed from my credit or will it just automatically come off my report? I live in Ohio.
@Anonymous wrote:I had a judgement against me for an unpaid student loan, my wages were garnished and the debt was paid in full several years ago. Next month will be seven years since the judgement. My Question is what actions do I need to take to get it removed from my credit or will it just automatically come off my report? I live in Ohio.
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I would suggest you call the CRAs and ask for an early exclusion on it. If you dont want to do this then it should just automatically drop at the 7 year mark,