Judgement removed after complaint to CFPB

traveler2005 · ‎03-28-2016

Filed a complaint this month, today received a response from Experian that they were deleting the judgement. Now I have just a few student loan lates from 6.5 years ago. Checked report and score went up 14 points. Expect another jump in August when lates fall off!! So excited! Also did same with Equifax waiting for response

Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board

Take the FICO Fitness Challenge

Last HP 6/10/2015

RobertEG · ‎03-28-2016

Was it a satisfied judgment that was entered more than 7 years ago, or was it for some other reason?

kevinlee28 · ‎03-28-2016

good for you!

traveler2005 · ‎03-28-2016

There was a question on file date, every time I would dispute they would say it was frivolous or not respond at all. Got sick and tired of playing their game!!! CFPB really helped me out, same item on Equifax now waiting on them. Hopefully results will be the same!

Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board

Take the FICO Fitness Challenge

Last HP 6/10/2015