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Judgement removed

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Anonymous
Not applicable

Judgement removed

I had a vacated judgement showing up on all three of my reports. I had it removed and my scores didn't go up. Is that normal?

Message 1 of 5
4 REPLIES 4
KIPPIE12
Established Contributor

Re: Judgement removed

Yes. If it is your only judgement on your report, you are being rebucketed into a cleaner scoring group.  Sometimes your scores may drop a few points, but with the rebucketing your scores will start to rebound in  a month or so.  Provided that no more negative info appears on your reports, then your scores will have the ability to increase a little more rapidly than before.

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 2 of 5
Anonymous
Not applicable

Re: Judgement removed

i had two judgements on my report. one was removed. i thought my score would bump up a little bit since the one that was removed was only a year old, and the one that is still there is 2 years old.

Message 3 of 5
Anonymous
Not applicable

Re: Judgement removed

How do you get a judgement removed? Thanks
Message 4 of 5
pizzadude
Credit Mentor

Re: Judgement removed


@Anonymous wrote:
How do you get a judgement removed? Thanks

Usually a judgement would have to be vacated by the court in order to get it removed from your reports.   In most cases the plaintiff would have to file a motion to vacate with the court, but in some jurisdictions the defendant might also be able to do this.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 5
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