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I had a vacated judgement showing up on all three of my reports. I had it removed and my scores didn't go up. Is that normal?
Yes. If it is your only judgement on your report, you are being rebucketed into a cleaner scoring group. Sometimes your scores may drop a few points, but with the rebucketing your scores will start to rebound in a month or so. Provided that no more negative info appears on your reports, then your scores will have the ability to increase a little more rapidly than before.
i had two judgements on my report. one was removed. i thought my score would bump up a little bit since the one that was removed was only a year old, and the one that is still there is 2 years old.
@Anonymous wrote:
How do you get a judgement removed? Thanks
Usually a judgement would have to be vacated by the court in order to get it removed from your reports. In most cases the plaintiff would have to file a motion to vacate with the court, but in some jurisdictions the defendant might also be able to do this.