Credit Card Center Advertiser Disclosure†
08-19-2011 10:03 AM
Have you tried DISPUTING IT rather than going the attorney route?
08-19-2011 10:13 AM
Instead of having the judgment corrected on your CR, see if you can have it removed/vacated.
Contact the court where the judgment was issue. Most of the time its in the county where you live.Try civil court.
Then talk with the clerk of that court and ask " how to vacate a judgment"
I believe the form you have to fill out is called " Order to show cause"
I would suggest to try that route first, before hiring an attorney.
Or try legal Aid, I know where I live they have lawyers to help with questions or to fill out forms, on one Saturday morning of every month.
Google the legal aid in your area, and check out their web site to find out what they have to offer you.
Let us know, how all of this turns out. You would also be helping out others in the same situation.
It's called the pro bono advice clinic.
08-19-2011 10:19 AM
I've learned a lot from this forum and did many internet searches to discover that to vacate a judgment the plaintiff needs to follow-thru. This is my dilemna. Great idea to see if legal aid will assist with this. So, I have another search project ahead of me... Thanks again, Booner.
08-19-2011 12:39 PM
Is this handled the same way with a state/federal tax lien? Data miner pulling the public record then reporting to the CRA or is the state/feds submitting directly?
Starting Score: 594 (Dec 10, 2010)
Score: 758 (March, 2013
Goal Score: 730 on all (by end of 2012)
Take the FICO Fitness Challenge
08-19-2011 04:23 PM
There are many data provider out there, and their employees go to the courthouses gather information about BK records, foreclosures, tax liens,civil judgments, and in some states late child-support payments.Then this info is sold to the CRA's.
Not all CRA's use the same data providers, that's why there maybe a difference of reporting a public record, from one CR to another.
Big brother always watching, you can't leave the house without a camera watching you drive.Then you are at the store, more cameras watching you.
So all I can say is "Smile" for the camera.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.