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Valued Member
sisco
Posts: 34
Registered: ‎07-13-2011

Judgement reporting to CRAs

I've read on several posts that there are outside agencies who report judgements and it is not the courts that do.  What type of agency does this?

Established Contributor
TravellingNomad
Posts: 500
Registered: ‎04-26-2011

Re: Judgement reporting to CRAs

[ Edited ]

i was under the impression that it was the county clerk recorder's office that reports the judgement.  because when there's a judgement against you, it gets sent to the county clerk's office and the abstract judgement gets recorded and becomes public record.  but i do stand corrected on this.

Frequent Contributor
sassymomof2
Posts: 268
Registered: ‎04-16-2011

Re: Judgement reporting to CRAs

The county clerk doesn't report. Its the data trolls who comb the court house records for dirt & report it to the credit bureaus for what I assume would be a fee. They are like papparazzi selling incriminating photos to tabloids.

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Moderator
LIGHTNIN
Posts: 4,049
Registered: ‎03-24-2008

Re: Judgement reporting to CRAs


sassymomof2 wrote:
The county clerk doesn't report. Its the data trolls who comb the court house records for dirt & report it to the credit bureaus for what I assume would be a fee. They are like papparazzi selling incriminating photos to tabloids.

+1  sassymomof2 is correct......It's the data trolls.:smileysad:  That is why some judgments are reported while others are not.

FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Valued Member
sisco
Posts: 34
Registered: ‎07-13-2011

Re: Judgement reporting to CRAs

Geesh!  While I understand that due to its ruling a judgment becomes public record, in my opinion, it is borderline an invasion of privacy.  For it to be reported to credit bureaus social security numbers are then somehow tinkered with by outside agencies.  How can they do this? 

Senior Contributor
Booner72
Posts: 3,889
Registered: ‎05-24-2011

Re: Judgement reporting to CRAs

public record

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Valued Member
sisco
Posts: 34
Registered: ‎07-13-2011

Re: Judgement reporting to CRAs

But for a judgment to appear on one's CR, their social security number has to be sought after.  Right?

Senior Contributor
Booner72
Posts: 3,889
Registered: ‎05-24-2011

Re: Judgement reporting to CRAs

No - they use addresses/ names to get on your CR - SSN is not needed for something to report to the CRA's.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Moderator
LIGHTNIN
Posts: 4,049
Registered: ‎03-24-2008

Re: Judgement reporting to CRAs

That's why the CRA's get it wrong.:smileysurprised:

Entering a judgment on the wrong persons CR,because they only have names and addresses to go by.

FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Valued Member
sisco
Posts: 34
Registered: ‎07-13-2011

Re: Judgement reporting to CRAs

What?!  CRAs shouldn't allow this type of reporting!  It's haphazard!  If their claim to fame is that they report correct information, then they should verify what's being reported and in correct fashion.   A scum agency took a judgment that I paid before the court date and shows it reporting as open/unpaid on my CR.  The judgment happened over two years ago.  I need to hire an attorney to carry this further to show that it was paid because the scum plaintiff will not answer my requests to follow-thru with showing it was paid, even though I have all documentation verifying it.  What a system...

 

 


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