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Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011
0

Re: Judgement reporting to CRAs

Have you tried DISPUTING IT rather than going the attorney route?

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Valued Member
Posts: 39
Registered: ‎07-13-2011
0

Re: Judgement reporting to CRAs

I have several times.  TU deleted it!!  EQ and EX keep coming back stating that it is being reported correctly.  Thanks for the advice Booner.

Senior Contributor
Posts: 4,196
Registered: ‎03-24-2008
0

Re: Judgment reporting to CRAs

Instead of having the judgment corrected on your CR, see if you can have it removed/vacated.

 

Contact the court where the judgment was issue. Most of the time its in the county where you live.Try civil court.

Then talk with the clerk of that court and ask " how to vacate a judgment"

I believe  the form you have to fill out is called " Order to show cause"

I would suggest to try that route first, before hiring an attorney.

 

Or try legal Aid, I know where I live they have lawyers to help with questions or to fill out forms, on one Saturday morning of every month.

Google the legal aid in your area, and check out their web site to find out what they have to offer you.Smiley Wink

Let us know, how all of this turns out. You would also be helping out others in the same situation.

It's called the pro bono advice clinic.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Valued Member
Posts: 39
Registered: ‎07-13-2011
0

Re: Judgement reporting to CRAs

And that's another thing... why are the CRAs so off when verifying information?  It doesn't make sense.

Valued Member
Posts: 39
Registered: ‎07-13-2011
0

Re: Judgement reporting to CRAs

I've learned a lot from this forum and did many internet searches to discover that to vacate a judgment the plaintiff needs to follow-thru.  This is my dilemna.  Great idea to see if legal aid will assist with this.  So, I have another search project ahead of me...  Thanks again, Booner.

Contributor
Posts: 79
Registered: ‎05-04-2011
0

Re: Judgement reporting to CRAs

Is this handled the same way with a state/federal tax lien? Data miner pulling the public record then reporting to the CRA or is the state/feds submitting directly?




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Senior Contributor
Posts: 4,196
Registered: ‎03-24-2008
0

Re: Judgment reporting to CRAs

There are many data provider out there, and their employees go to the courthouses gather information about BK records, foreclosures, tax liens,civil judgments, and in some states late child-support payments.Then this info is sold to the CRA's.

Not all CRA's use the same data providers, that's why there maybe a difference of reporting a public record, from one CR to another.

 

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So all I can say is "Smile"Smiley Happy for the camera.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
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