Judgement -settlement offer- Is it legitimate?

[Anonymous]

I have a judgment from 2006. This week I received a settlement offer from a CA saying they represent the creditor. The settlement offer uses a % of the debt plus interest since the settlement but the amount is inflated and not correct. I have a cease and desist with the original creditor which I know does not apply to this CA 1) How do I know this is legitimate and they are really representing the creditor. 2) Should I dispute it and have them validate the debt.. Everyone has been most helpful on this site and appreciate any help

[LS2982]

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@Anonymous wrote:
I have a judgment from 2006. This week I received a settlement offer from a CA saying they represent the creditor. The settlement offer uses a % of the debt plus interest since the settlement but the amount is inflated and not correct. I have a cease and desist with the original creditor which I know does not apply to this CA 1) How do I know this is legitimate and they are really representing the creditor. 2) Should I dispute it and have them validate the debt.. Everyone has been most helpful on this site and appreciate any help

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Is the original debt legit??

Is this CA the one reporting the debt on your reports or is there a different CA reporting?

[Anonymous]

Legit - yes It only shows as a public record - judgment on on TU ....not showing anywhere else