02-26-2012 07:04 AM
02-26-2012 07:21 AM
I have a judgment from 2006. This week I received a settlement offer from a CA saying they represent the creditor. The settlement offer uses a % of the debt plus interest since the settlement but the amount is inflated and not correct. I have a cease and desist with the original creditor which I know does not apply to this CA 1) How do I know this is legitimate and they are really representing the creditor. 2) Should I dispute it and have them validate the debt.. Everyone has been most helpful on this site and appreciate any help
Is the original debt legit??
Is this CA the one reporting the debt on your reports or is there a different CA reporting?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO