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Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
You cannot get a judgment vacated by way of dispute.
There is no referral of a dispute of public record information to anyone. The CRAs post public record information to their files based on their own searches of public record information. The courts and plaintiffs dont report the judgment, and are not party to any veriifcation of accuracy.
The CRA verifies only by checking the currently posted public record. They have no authority to hold that a court is inaccurate.
Vacature of a judgment is pursued by way of motions to the court.
If you are successful in vacature, then you notice the CRA, who will then verify the removal of the judgment from the public record.
The judgment credtior is required under the rules of civil procedure to notify the court within a set period, usually a month or two after payment, of the satisfaction of the judgment. If they have not done so, then notify the court of their lack of compliance.
Actually, that is not true. I disputed 2 judgements that were not satified. Two out of the 3 bureas removed them completely. It can be done. I paid someone to do it for me...so I dont know what was involved. One was a state tax lien even.
What I meant was that you cannot get a judgment deleted based on lack of verification of accuracy from a furnisher back to the CRA, as CRAs dont refer public record information to any furnishet. That is also rhe reason why all disputes related to public record information are specifically exempted from the direct dispute process, as there is no "furnisher" to send a direct disptue.
@Anonymous wrote:Actually, that is not true. I disputed 2 judgements that were not satified. Two out of the 3 bureas removed them completely. It can be done. I paid someone to do it for me...so I dont know what was involved. One was a state tax lien even.
How old were they when you disputed them? Who left them behind (probably EQ lol)