I have a 6-year old judgment on my EQ and TU report. I want to pay after th 7-year expire. I perhaps am in a hurry to re-establish now. Should I dispute?
I also had a collection account that was a judgment as well from 2005. However it was nevr reported to any CA only showed on reports as a collection and not a judgment. I did a PFD with collection agency and it is now gone. Curious I called the Clerk of Court and asked if they updated paid in full (sorry small fib here "Under-Investuagtion by me sounds better) to see if they updated. The Clerk said they do not report or update judgments the creditor does and I should call them. My question is, what are the chances of the 2005 account being found at the Clerks office and added if I dispute the 6-year old judgment.
If the Clerk of Court does not report or verify who does?
Thanks