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Hello All
I had a judgment that I needed to satisfy as a condition of trying to acheive a mortgage. Even though I had been making payments for years, they wanted it paid off before mortgage pre-approval could happen. So i decided to contact them and they agreed to settle a $5100 balance for $1000. I was super stoked. I just received the satisfaction letter in the mail. With the satisfaction letter I found another letter with this:
NOW COMES the Judgment Creditor, and through undersigned counsel, hereby states that this
matter is dismissed without prejudice. The Judgment Creditor and Judgment Debtor have come
to terms for a settlement, and the Judgment Debtor has paid the agreed upon amount.
I am hoping this means what I think it means. I aked them about vacating the judgment after I paid it, but they said they cant do it. This letter makes it seems like they filed a motion to dismiss.
If this is true, does anyone know how long it takes for the court to enter these motions normally? Is this something I could now dispute with all the bureaus and attach this. I am thinking if I do, I should still wait for the courts to update? Any help would be greatly appreciated.
I'm not sure how each county's court system works, but you may have to take it to a judge yourself to have a judgment vacated. You can use that letter as evidence.
Not sure on the dismissal part, but doesn't "without prejudice" mean they can bring up a new suit? Not trying to be a Negative Nancy, but just wondering?
Contact the local court that it was filed in and see if a dismissal was filed and if so - if an order was entered dismissing the case. If so - get a certified copy for your record and send copies to each bureau......