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Judgment amount updated to $0 - is this good?


Judgment amount updated to $0 - is this good?

I know a judgment is a judgment is a judgment, so ultimately its still a black mark, but after an unsuccessful dispute, EQ verified and updated the amount to $0 (it was previously $700).  I'm getting this vacated soon anyway but I'm wondering if having it as $0 instead of $700 means anything?  Better?  Worse?  Neither?


It starts dropping off next June so I'm still trying to decide if its worth paying $350 to vacate or just wait it out....  

Message 1 of 3
Valued Contributor

Re: Judgment amount updated to $0 - is this good?

It certainly looks better to anyone that is reviewing your credit report. It may not help your score. That depends on factors such as other Judgements, other negatives, etc.



Message 2 of 3
Moderator Emeritus

Re: Judgment amount updated to $0 - is this good?

Of course any judgement is going to be a major derog, but under a manual review I do believe it makes a difference.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 3